I’ve been on Medicare for 5 months now, and it is so much better than any options I had before. I’m saving about $500/month on premiums, my annual deductible is $166 compared to $6000, after which I pay 20% of better negotiated prices, and many more physicians accept Medicare than my previous insurance.
Gisele is still on her Aetna PPO plan, for another year. We have had so many issues with physicians apparently being “in-network”, but then not appearing on their internal list. It has taken several hour-long phone calls, and I’m not sure it is straightened out yet.
If you ask a physician’s office, “Do you take Medicare?”, usually they will say yes, but in any event they will know immediately whether or not they do. With our other policies, it’s “Which insurer? Which Group Plan? Which network? We’ll have to check…”
Medicare is very similar to the universal coverage that most developed countries have (did I say “most”? I mean every one except the USA). Can we find a way to extend it to everyone?
2 responses so far ↓
1 Dale // Aug 6, 2016 at 6:21 pm
Before I was eligible for Medicare my philosophy was “don’t get sick.”
2 Donna // Aug 21, 2016 at 5:44 pm
I’m sure glad I was able to extend my good BCBS coverage from Marvell through affordable Cobra payments. It’s a very good insurance plan and most physicians take it.
I’ll be studying your post about your Medicare research after the first of the year in preparation for my switch.
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